Beneva
BMO Insurance
Canada Life
Desjardins Financial
Empire Life
Equitable Life
Great-West Life
Industrial Alliance
ivari
Manulife
RBC Insurance
Sun Life
Annuity Rates Canada 2015
Best Canadian 2015 Annuity Rates
Annuity rates as of January 22, 2015.
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month. A zero (0 year) guarantee option was choosen for these examples; however the monthly income payments will continue for the life of the annuitant(s).
2015 
Male Annuity Rates
| Company | Age of Prime Annuitant | ||||||
|---|---|---|---|---|---|---|---|
| 55 | 60 | 65 | 69 | 70 | 75 | 80 | |
| Canada Life | 405.83 | 450.32 | 515.20 | 561.68 | 587.82 | 669.52 | 766.26 |
| Desjardins Fin. | 402.15 | 452.65 | 520.94 | 591.99 | 612.45 | 718.48 | 844.82 |
| Empire Life | 417.45 | 461.95 | 520.99 | 580.49 | 596.83 | 687.40 | n/a |
| Great-West Life | 405.83 | 450.32 | 515.20 | 561.68 | 587.82 | 669.52 | 766.26 |
| London Life | 405.83 | 450.32 | 515.20 | 561.68 | 587.82 | 669.52 | 766.26 |
| RBC Insurance | 389.60 | 445.85 | 517.26 | 592.93 | 614.11 | 724.67 | 889.37 |
| Standard Life | 392.90 | 437.28 | 498.04 | 561.88 | 580.36 | 667.30 | 804.80 |
| Sun Life | 382.19 | 437.90 | 520.76 | 591.87 | 613.77 | 722.93 | 885.63 |
2015 
Female Annuity Rates
| Company | Age of Prime Annuitant | ||||||
|---|---|---|---|---|---|---|---|
| 55 | 60 | 65 | 69 | 70 | 75 | 80 | |
| BMO Insurance | 390.32 | 429.89 | 486.16 | 546.49 | 564.60 | 673.61 | 844.51 |
| Canada Life | 376.77 | 421.79 | 477.62 | 528.01 | 551.97 | n/a | n/a |
| Desjardins Fin. | 369.49 | 411.68 | 468.54 | 528.97 | 546.86 | 642.42 | 776.16 |
| Empire Life | 387.35 | 422.19 | 470.16 | 522.51 | 538.13 | 637.26 | n/a |
| Great-West Life | 376.77 | 421.79 | 477.62 | 528.01 | 551.97 | n/a | n/a |
| London Life | 376.77 | 421.79 | 477.62 | 528.01 | 551.97 | n/a | n/a |
| Manulife | 388.51 | 419.09 | 465.06 | 513.08 | 531.39 | 630.62 | 789.29 |
| RBC insurance | 359.31 | 401.99 | 456.55 | 517.39 | 535.13 | 651.00 | 824.02 |
| Standard Life | 375.97 | 415.59 | 470.18 | 529.67 | 547.57 | 608.44 | 748.01 |
| Sun Life | 358.52 | 404.34 | 469.25 | 533.40 | 552.50 | 655.94 | 807.58 |
2015 Joint Annuity Rates
| Company | Age of Primary and Joint Annuitants | ||||||
|---|---|---|---|---|---|---|---|
| 55 | 60 | 65 | 69 | 70 | 75 | 80 | |
| BMO Insurance | 356.36 | 386.81 | 430.65 | 477.94 | 492.10 | 577.22 | 705.71 |
| Canada Life | 330.11 | 376.75 | 427.41 | 465.33 | 488.21 | n/a | n/a |
| Desjardins Fin. | 336.91 | 370.53 | 415.72 | 463.40 | 477.35 | 547.92 | 662.86 |
| Empire Life | 360.63 | 387.19 | 423.68 | 463.16 | 474.86 | 548.68 | n/a |
| Great-West Life | 330.11 | 376.75 | 427.41 | 465.33 | 488.21 | n/a | n/a |
| London Life | 330.11 | 376.75 | 427.41 | 465.33 | 488.21 | n/a | n/a |
| Manulife | 343.85 | 367.48 | 402.03 | 435.86 | 450.28 | 522.21 | 639.44 |
| RBC Insurance | 327.51 | 359.45 | 400.78 | 448.33 | 462.07 | 544.69 | 663.54 |
| Standard Life | 341.22 | 370.80 | 411.64 | 455.78 | 468.88 | 518.04 | 618.48 |
| Sun Life | 322.22 | 361.73 | 422.86 | 467.05 | 482.88 | 556.62 | 672.57 |
2011 Annuity Rates
To compare annuity rates, click the link to view annuity rates in 2011.
2012 Annuity Rates
To compare annuity rates, click the link to view annuity rates in 2012.
2013 Annuity Rates
To compare annuity rates, click the link to view annuity rates in 2013.
2014 Annuity Rates
To compare annuity rates, click the link to view annuity rates in 2014.
2015 Annuity Rates
To compare annuity rates, click the link to view annuity rates in 2015.
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