Best Annuity List of 2013
LifeAnnuities.com - The Hughes Trustco Group Ltd.
Published Wednesday, March 13, 2013, 01:53 PM EST
Baby boomers regret not saving more towards their retirement. Many workers are now retiring without pensions. But one way they can catch up is by using the funds they have saved to buy a life annuity in place of a company pension.
If you want to find the best retirement annuity look no further than our Annuity Best Buy Table below.
Find the best annuity for retirement
The way you do this is by asking us to shop the market after you have decided on a date to deposit the money for the annuity and the date to start receiving payments from the annuity.
How do I find the best annuity rates?
Let an experience annuity broker shop for the best annuity rate for you. Fact is that retirees do not shop around for the best annuity at retirement. That means less income for the rest of your life.
Working with an independent annuity broker, like Ivon T. Hughes, gives you an unbiased view of your options and helps you find the best monthly income available.
Today's Best Annuity
|Best Annuity for a Single life male|
|Company||Age in Years|
|Sun Life Assurance||485.79||554.78||626.57||647.57||777.38||966.20|
Best Female annuity rates as of March 13, 2013
|Best Annuity for a Single life female|
|Company||Age in Years|
|Sun Life Assurance||449.52||506.90||565.64||582.80||689.66||848.23|
Best Annuity Plans
The best annuity plans are those that are well thought out and compared with different rate guaranteed periods. See below to Compare The Best Annuity Rates
Best Annuity Returns
The way to get the best annuity returns is to ask us to get annuity quotes from all the leading annuity suppliers, then choose the best.
Best Annuity Rates
Annuity Details: based on $100,000, registered funds, ages 65/65, purchase date March 13, start date April 13. Payment frequency, monthly.
|Comparing Guarantee Period Options|
|0 yrs||5 yrs||10 yrs||15 yrs||20 yrs|
The best annuity products are:
1. Single life annuity
- Provides a guaranteed income to an individual as long as he or she is living.
2. Joint life annuity
- Covers the lives of two individuals, a primary annuitant and a secondary annuitant (usually a husband and a wife). Upon the death of one annuitant, the surviving annuitant will continue to receive the income.
3. Term certain annuity
- Provides guaranteed income for a specified period of time.
The best annuity interest rates
The best annuity rates are generally reflected in the payout. While many factors, including longevity, are included in the calculation, a higher interest rate will generally reflect a higher payment.
Best time to buy an annuity
Like real estate, the best time to buy an annuity is now. You don't know how long you and/or your spouse will live, so waiting for something that may not happen is just plain foolish.