About Us

LifeAnnuities.com - The Hughes Trustco Group Ltd are Canadian Insurance and investment brokers in business since 1972.

Licensed in the Following Provinces

AB - Alberta
BC - British Columbia
NB - New Brunswick
NL - Newfoundland & Labrador
NS - Nova Scotia
ON - Ontario
QC - Quebec
SK - Saskatchewan

Our Total Customer Satisfaction Guarantee

LifeAnnuities.com is committed to ensuring that the sales process is of the highest integrity and focused on your needs. To meet this challenge, we have put in place two important programs to safeguard your interests and to ensure that you are completely satisfied with the product you purchase.

Non-residents

Next If you are not a resident of Canada, you are welcome to visit our Web site; however, this Web site and the products and services described herein were developed and are intended exclusively for Canadian residents.

Service Fees

There are no fees related to our services.

Code of Ethics

LifeAnnuities.com is confident that our sales intermediaries are already operating at a high standard of ethics. To ensure that high standards are maintained, we have defined the standards we expect our intermediaries to adhere to:

* Compliance - compliance with all federal and provincial laws and regulations and internal standards governing the sales process.

* Status and introduction - providing clients with full and accurate disclosure of his/her status, qualifications, relationship with Standard Life and the services provided. * Competence - providing services, advice or information only where they are licensed and competent to do so.

* Needs selling and continuous service - identifying the needs of the client before offering advice and providing continuous attention to these needs.

* Disclosure - educating clients about the products and services offered by providing full and accurate disclosure of all facts required to allow the client to make an informed decision.

* Priority of client's interest - giving priority at all times to the interests of the client when providing advice.

* Confidentiality - holding the personal and business information of clients in the strictest confidence.

* Documentation - providing clients with written copies of any advice given and retaining sufficient information in a client file to demonstrate the appropriateness of a sale.